How to Qualify for Home Health Care Under Medicare
To qualify for home health care under Medicare, you generally need to meet four conditions at once. You must be certified as homebound, you must need part-time or intermittent skilled nursing care or therapy, a doctor must certify that need after a face-to-face visit and...
What Is Home Health Care?
Home health care is skilled medical care delivered in a person’s home, ordered by a doctor and provided by licensed professionals like nurses and therapists. It is meant for people recovering from an illness, injury, or surgery, or managing a chronic condition, who would otherwise...
What Is Capitation in Healthcare?
Capitation in healthcare is a payment model in which a provider is paid a fixed amount for each patient over a set period, usually per member per month, no matter how many services that patient actually uses. Instead of billing for every visit or test,...
What Stores Accept the UnitedHealthcare OTC Card?
The UnitedHealthcare OTC card, now built into the UnitedHealthcare UCard, is accepted at more than 55,000 participating stores across the country. The most widely available retailers include Walmart, Walgreens, CVS, Kroger, Dollar General, Family Dollar, and Target, along with many neighborhood pharmacies and grocery stores....
Do You Get Penalized for Not Having Health Insurance?
At the federal level, no. There has been no federal tax penalty for going without health insurance since 2019. The requirement to have coverage technically still exists in the law, but the fee for skipping it was reduced to zero, so the IRS will not...
What Is Catastrophic Health Insurance? Coverage, Cost, and Who Qualifies
Catastrophic health insurance is a type of Affordable Care Act marketplace plan built around very low monthly premiums and a very high deductible. It is designed to protect you from the worst-case scenarios, like a serious illness or a major accident, rather than to cover...
Can I Cancel My Health Insurance at Any Time? What to Know First
It depends on the kind of plan you have. If you bought your coverage through the health insurance Marketplace or directly from an insurer, you can cancel at any time. If your coverage comes through an employer, you usually cannot cancel whenever you want. Those...
Does Health Insurance Cover Therapy? What to Know in 2026
Yes. Most health insurance plans cover therapy. Thanks to the Affordable Care Act, mental health and substance use disorder treatment is one of the ten essential health benefits required in every individual and small-group marketplace plan, and a federal parity law requires that this coverage...
What Is a PPO Health Plan? How It Works, Costs, and Pros and Cons
A PPO, short for Preferred Provider Organization, is a type of health insurance plan built around a network of preferred doctors and hospitals. You pay less when you use providers inside that network, but the plan still covers care from providers outside it, just at...
How to Qualify for Home Health Care Under Medicare
To qualify for home health care under Medicare, you generally need to meet four conditions at once. You must be certified as homebound, you must need part-time or intermittent skilled nursing care or therapy, a doctor must certify that need after a face-to-face visit and...